# List Waiting Accounts

> Coming soon, upon request — this feature is turned on for your tenant by the Aurea team. [Contact us](https://www.aureahub.com/contact)

The user's pay-in accounts asked for while their verification was under way, newest first: each opens by itself once the verification is approved and the wallet can receive.

## Overview

- An account is kept waiting when [Open a Virtual Account](https://docs.aureahub.com/docs/payin-initiate.md) is asked with `bindOnApproval: true` before the approval ([MPC Wallet Setup › A Bank Account on the Approval](https://docs.aureahub.com/docs/guide-wallet-setup.md)).
- `status`: `waiting`, `bound` (opened: `accountId` is the account in [Payment Methods](https://docs.aureahub.com/docs/payin-methods.md)), `failed` (given up: `lastErrorCode` says why) or `cancelled` (withdrawn). `nextStep`: `wait_for_approval` — nothing to do; `none` — it is open; `ask_again` — ask for the account again.
- `accountKind`: `bank_payin` for a pay-in account. `attempts`: how many times opening it was tried after the approval.
- **Who.** The signed-in user, as the other pay-in routes: their own accounts only.

## Endpoint

### `GET /v1/ramp/bank/payin/waiting`

Authentication: bearer token required.

Lists the user's pay-in accounts waiting for their verification, newest first.

**Responses**

`200` OK

```json
{
  "waiting": [
    {
      "requestId": "3c5e7a9b-1d2f-4b6a-8c0e-2f4a6c8e0b1d",
      "accountKind": "bank_payin",
      "currency": "EUR",
      "isSandbox": true,
      "status": "bound",
      "attempts": 1,
      "lastErrorCode": null,
      "accountId": "7a1d3c5e-9b2f-4e6a-8c0d-1f3b5d7e9a2c",
      "createdAt": "2026-11-06T09:30:00.000Z",
      "closedAt": "2026-11-06T10:02:15.000Z",
      "nextStep": "none"
    }
  ]
}
```

`401` Unauthorized

```json
{ "statusCode": 401, "error": "UnauthorizedError", "message": "Unauthorized" }
```

**Example request**

```bash
curl https://api.aureahub.com/v1/ramp/bank/payin/waiting \
  -H "Authorization: Bearer YOUR_ACCESS_TOKEN"
```

---

Web version: https://docs.aureahub.com/#payin-waiting-list